Our service includes:
Bankruptcy, tax lien updates, collections errors, change off errors, student loans, repossessions, credit inquiries, late payments, child support, judgments, foreclosure, derogatory items, false items, and more. We also Re-review your credit report once they send it back and keep battling until they get it right. We even make them verify how they got the information if they claim it is accurate.
FACT:
Accurate negative credit information can NOT be erased unless the creditor fails to validate or proves it.
Accurate negative credit information can NOT be erased unless the creditor fails to validate or proves it. Accurate credit information cannot be erased from a credit report within seven years of the reporting period.
The only information that can be changed are items that are actually wrong or are beyond the seven-year reporting date. If you have a poor credit history, time is the only thing that will heal your past credit report.
Integrity
Things we can do
– Improve your credit rating by;
– Demand Proof of the Debt (Validate debt)
– Remove Account if not Validated
– Dispute of Inaccurate Information
– Remove or Correct Inaccurate Negative Information
– Remove Expired/Debts past the Statute of Limitations
– Remove Debt that is not yours
– Correct Bankruptcy Information
– File Motion to Remove Judgment of Public Record
(if your state law allows).
– Remove Judgment from Record
(if motion is granted by the court).
– Remove Unauthorized Credit Inquiries-
Things we can not do
– Remove Accurate Information (positive or negative) But the creditor must prove it!
– Remove Judgments without Court Order
– Remove Verified Accurate Inquiries
– Make your debts go away
Things we will not do
– Provide false information to you or anyone
– Make a new Credit file
– Make False Promises